:root{
  --bg:#f5ead8;--surface:#ebddc5;--text:#201e1d;--accent:#c67139;--divider:color-mix(in srgb,#201e1d 16%,transparent);
  --n100:#f9f4ed;--n300:#dcd3c4;--n400:#c0b6a5;--n700:#645c50;--n800:#474238;--n900:#2e2b25;
  --a100:#fff2eb;--a200:#ffe1d0;--a300:#ffc6a5;--a400:#f6a06b;--a600:#b2622d;--a700:#8c491a;--a800:#643312;--a900:#402310;
  --g100:#f0fae1;--g200:#e1eecc;--g300:#ccdbb2;--g500:#8fa073;--g600:#728157;--g700:#56633f;--g800:#3d472b;
  --font-h:"Caprasimo",system-ui,sans-serif;--font-b:"Figtree",system-ui,sans-serif;
  --shadow-sm:0 1px 2px color-mix(in srgb,#2e2b25 14%,transparent);
  --shadow-md:0 3px 10px color-mix(in srgb,#2e2b25 16%,transparent);
  --shadow-lg:0 12px 32px color-mix(in srgb,#2e2b25 22%,transparent);
  --pad-x:clamp(18px,4vw,40px);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font:400 15px/1.55 var(--font-b);overflow-x:hidden}
h1,h2,h3,h4{font-family:var(--font-h);font-weight:400;line-height:1.12;letter-spacing:-.015em;margin:0}
p{margin:0}
img{display:block;max-width:100%}
a{color:var(--a700);text-underline-offset:3px}
a:hover{color:var(--a800)}
:focus{outline:none}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
::selection{background:color-mix(in srgb,var(--accent) 30%,transparent)}
.washed{filter:saturate(.6) contrast(.85) brightness(1.1) opacity(.94)}
.container{max-width:1200px;margin:0 auto;padding-left:var(--pad-x);padding-right:var(--pad-x)}
.h2{font-size:clamp(32px,4vw,48px)}
.muted{color:var(--n700)}
.lead{font-size:17px;color:var(--n800);text-wrap:pretty}

/* buttons & tags */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;cursor:pointer;text-decoration:none;font:400 14px/1.2 var(--font-h);color:var(--text);background:transparent;border:1px solid transparent;padding:9px 16px;border-radius:999px;transition:background .2s}
.btn-primary{background:var(--accent);color:var(--bg)}
.btn-primary:hover{background:var(--a600);color:var(--bg)}
.btn-primary:active{background:var(--a700)}
.btn-secondary{border-color:var(--divider)}
.btn-secondary:hover{background:color-mix(in srgb,var(--text) 7%,transparent);color:var(--text)}
.btn-lg{font-size:16px;padding:14px 24px}
.tag{display:inline-flex;align-items:center;align-self:flex-start;font-size:13px;padding:5px 14px;border-radius:999px}
.tag-accent{background:var(--a100);color:var(--a800)}
.tag-sage{background:var(--g100);color:var(--g800)}
.card{display:flex;flex-direction:column;border-radius:32px;background:var(--surface)}
.icon{display:block;fill:none;stroke:currentColor;stroke-width:2.75;stroke-linecap:round;stroke-linejoin:round}

/* header */
.header{position:sticky;top:0;z-index:20;background:color-mix(in srgb,var(--bg) 88%,transparent);backdrop-filter:blur(10px)}
.nav{display:flex;align-items:center;flex-wrap:wrap;gap:18px;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:10px;margin-right:auto;font:400 24px var(--font-h);color:var(--text);text-decoration:none}
.brand:hover{color:var(--text)}
.brand-mark{width:34px;height:34px;border-radius:50% 50% 50% 8px;background:var(--accent);display:grid;place-items:center;color:var(--bg);font-size:19px}
.nav-links{display:flex;gap:22px;flex-wrap:wrap}
.nav-links a{color:inherit;text-decoration:none;font-size:14px}
.nav-links a:hover{color:var(--accent)}
.nav-actions{display:flex;align-items:center;gap:8px}
.nav-toggle{display:none;width:38px;height:38px;flex:none;border-radius:50%;border:1px solid var(--divider);background:transparent;cursor:pointer;place-content:center;gap:5px;padding:0}
.nav-toggle span{display:block;width:16px;height:2px;border-radius:2px;background:var(--text);transition:transform .2s}
.nav-open .nav-toggle span:first-child{transform:translateY(3.5px) rotate(45deg)}
.nav-open .nav-toggle span:last-child{transform:translateY(-3.5px) rotate(-45deg)}

/* hero */
.hero{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:clamp(24px,4vw,56px);align-items:start;padding-top:clamp(16px,3vw,36px);padding-bottom:32px}
.calc{background:var(--n100);padding:clamp(22px,3vw,34px);gap:18px;width:100%;max-width:560px;border:3px solid var(--a300);box-shadow:var(--shadow-lg)}
.calc-head{display:flex;flex-direction:column;gap:6px;padding-bottom:14px;border-bottom:1px solid var(--divider)}
.calc-head h1{font-size:clamp(24px,2.6vw,32px);text-wrap:balance}
.calc-head h1 span{color:var(--a700)}
.calc-sub{font-size:16px;font-weight:700;color:var(--g700)}
.calc-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap}
.calc-q{font-weight:700;font-size:17px}
.calc-amount{display:flex;align-items:center;justify-content:space-between;gap:12px}
.calc-value{font:400 clamp(44px,5.2vw,72px)/1 var(--font-h);white-space:nowrap;color:var(--a700)}
.round-btn{width:56px;height:56px;flex:none;border-radius:50%;background:var(--bg);border:1px solid var(--divider);display:grid;place-items:center;cursor:pointer;color:var(--text)}
.round-btn:hover{background:var(--surface)}
.round-btn:disabled{opacity:.4;cursor:default;background:var(--bg)}
.range{-webkit-appearance:none;appearance:none;accent-color:var(--accent);width:100%;height:10px;border-radius:999px;outline:none;cursor:pointer;background:linear-gradient(90deg,var(--accent) var(--pct,57%),var(--n300) var(--pct,57%))}
.range::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:var(--bg);border:6px solid var(--accent);box-shadow:var(--shadow-md);cursor:grab}
.range::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--bg);border:6px solid var(--accent);box-shadow:var(--shadow-md)}
.presets{display:flex;gap:8px;flex-wrap:wrap}
.preset{background:var(--bg);border:1px solid var(--divider)}
.preset:hover{background:var(--surface)}
.preset.is-active{background:var(--g600);color:var(--n100);border-color:var(--g600)}
.calc-cta{font-size:21px;padding:20px 26px;justify-content:space-between;box-shadow:var(--shadow-md)}
.calc-note{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--n700)}

.hero-media{position:relative;min-height:min(580px,78vh)}
.blob{position:absolute;border-radius:50%}
.blob-sage{right:-60px;top:-30px;width:300px;height:300px;background:var(--g300)}
.blob-peach{left:10px;bottom:-10px;width:140px;height:140px;background:var(--a300)}
.hero-photo{position:relative;height:min(580px,78vh);border-radius:280px 280px 40px 40px;overflow:hidden;box-shadow:var(--shadow-lg)}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:58% 30%}
.chip{position:absolute;display:flex;align-items:center;gap:12px;border-radius:999px}
.chip-payout{left:-24px;top:110px;padding:12px 18px 12px 12px;background:var(--n100);box-shadow:var(--shadow-lg)}
.chip-payout .dot{width:40px;height:40px;border-radius:50%;background:var(--g500);display:grid;place-items:center;color:var(--n100)}
.chip-payout small{display:block;font-size:12px;color:var(--n700)}
.chip-payout b{display:block;font:400 18px var(--font-h)}
.chip-time{right:-12px;bottom:90px;gap:10px;padding:12px 18px;background:var(--accent);color:var(--bg);font-weight:700;box-shadow:var(--shadow-md)}

/* strip */
.strip{background:var(--g700);color:var(--g100);padding:16px 24px;margin-top:30px}
.strip ul{list-style:none;margin:0 auto;padding:0;max-width:1200px;display:flex;flex-wrap:wrap;justify-content:center;gap:12px 28px;font:400 20px var(--font-h)}
.strip li{display:flex;align-items:center;gap:10px}
.strip li::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--a400)}

/* why */
.why{padding-top:clamp(64px,9vw,110px);padding-bottom:40px}
.why .h2{margin:14px 0 36px;max-width:14em}
.grid-auto{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr))}
.why-photo{grid-row:span 2;position:relative;min-height:420px;border-radius:32px;overflow:hidden}
.why-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% 30%}
.why-quote{position:absolute;left:16px;right:16px;bottom:16px;padding:18px 20px;border-radius:24px;background:var(--n100);display:flex;flex-direction:column;gap:4px}
.why-quote b{font:400 20px var(--font-h)}
.why-quote span{font-size:13px;color:var(--n700)}
.feature{padding:26px;gap:14px;transition:transform .25s,box-shadow .25s}
.feature:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}
.feature h3{font-size:22px}
.feature p{font-size:15px;color:var(--n800);text-wrap:pretty}
.f-icon{width:56px;height:56px;display:grid;place-items:center}
.f-icon.terra{background:var(--a200);color:var(--a700)}
.f-icon.sage{background:var(--g200);color:var(--g700)}

/* how */
.how{padding:clamp(40px,6vw,70px) clamp(12px,2vw,24px)}
.how-box{max-width:1240px;margin:0 auto;background:var(--g800);color:var(--g100);border-radius:48px;padding:clamp(36px,6vw,72px) clamp(22px,5vw,64px);position:relative;overflow:hidden}
.how-head{position:relative;display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:48px}
.how-head .tag{background:var(--g700);color:var(--g100)}
.how-head h2{margin-top:14px;color:var(--n100)}
.steps{position:relative;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr));gap:28px}
.step{display:flex;flex-direction:column;gap:14px}
.step-top{display:flex;align-items:center;gap:12px}
.step-num{width:64px;height:64px;flex:none;border-radius:50%;display:grid;place-items:center;font:400 24px var(--font-h);background:var(--g700);color:var(--g100);transition:all .3s}
.step.is-active .step-num,.step:hover .step-num{background:var(--accent);color:var(--bg);transform:scale(1.08)}
.step-line{flex:1;border-top:3px dashed var(--g600)}
.step h3{font-size:22px;color:var(--n100)}
.step p{font-size:15px;color:var(--g200);text-wrap:pretty}

/* reviews */
.reviews{padding-top:clamp(56px,8vw,96px);padding-bottom:clamp(56px,8vw,96px)}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;flex-wrap:wrap;margin-bottom:36px}
.sec-head h2{margin-top:14px}
.faces{display:flex}
.face{width:52px;height:52px;border-radius:50%;border:3px solid var(--bg);object-fit:cover}
.face+.face{margin-left:-14px}
.review{padding:26px;gap:18px;margin:0;transition:transform .3s}
.review:nth-child(odd){transform:rotate(-1deg)}
.review:nth-child(even){transform:rotate(.9deg)}
.review:hover{transform:rotate(0) translateY(-4px)}
.stars{color:var(--accent);font-size:18px;letter-spacing:3px}
.review blockquote{margin:0;flex:1;font-size:16px;line-height:1.5;text-wrap:pretty}
.review figcaption{display:flex;align-items:center;gap:12px;font-size:14px}
.review figcaption span:not(.avatar){display:flex;flex-direction:column;line-height:1.3}
.avatar{width:46px;height:46px;flex:none;border-radius:50%;display:grid;place-items:center;font-weight:700;color:var(--g100);background:var(--g600);object-fit:cover}

/* requirements */
.req{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr));gap:clamp(32px,5vw,72px);align-items:center;padding-top:20px;padding-bottom:clamp(56px,8vw,96px)}
.req-media{position:relative;aspect-ratio:1/1;max-width:500px;width:100%}
.req-media .shadow-circle{position:absolute;inset:0;border-radius:50%;background:var(--a300);transform:translate(18px,14px)}
.req-media .photo{position:absolute;inset:0;border-radius:50%;overflow:hidden}
.req-media img{width:100%;height:100%;object-fit:cover;object-position:58% 30%}
.badge-circle{position:absolute;right:0;top:24px;width:118px;height:118px;border-radius:50%;background:var(--g500);color:var(--n100);display:flex;flex-direction:column;align-items:center;justify-content:center;box-shadow:var(--shadow-lg)}
.badge-circle b{font:400 30px/1 var(--font-h)}
.badge-circle span{font-size:12px}
.req-body{display:flex;flex-direction:column;gap:20px}
.checklist{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.check{display:flex;gap:14px;align-items:flex-start;padding:14px 18px;border-radius:24px;cursor:pointer;transition:background .2s}
.check:hover{background:var(--surface)}
.check .box{width:30px;height:30px;flex:none;border-radius:50%;display:grid;place-items:center;border:2px solid var(--n400);color:transparent;transition:all .2s}
.check.is-on{background:var(--g100)}
.check.is-on .box{background:var(--g600);border-color:var(--g600);color:var(--n100)}
.check strong{display:block;font-size:16px}
.check small{display:block;font-size:14px;color:var(--n700)}
.req-cta{display:flex;align-items:center;gap:16px;flex-wrap:wrap}

/* repay */
.repay{padding:0 clamp(12px,2vw,24px)}
.repay-box{max-width:1240px;margin:0 auto;background:var(--surface);border-radius:48px;padding:clamp(36px,6vw,72px) clamp(22px,5vw,64px);display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,380px),1fr));gap:clamp(32px,5vw,64px);align-items:center}
.repay-text{display:flex;flex-direction:column;gap:18px}
.points{display:flex;flex-direction:column;gap:12px;margin-top:6px}
.point{display:flex;gap:14px;align-items:flex-start}
.point-icon{width:40px;height:40px;flex:none;border-radius:14px;background:var(--n100);color:var(--a600);display:grid;place-items:center}
.point p{font-size:15px;padding-top:8px}
.phone-wrap{display:flex;justify-content:center;position:relative}
.phone-wrap::before{content:"";position:absolute;width:320px;height:320px;border-radius:50%;background:var(--g300);top:50%;left:50%;transform:translate(-50%,-50%)}
.phone{position:relative;width:min(100%,330px);background:var(--n100);border-radius:40px;padding:22px;display:flex;flex-direction:column;gap:16px;border:8px solid var(--n900);box-shadow:var(--shadow-lg)}
.phone-bar{display:flex;justify-content:space-between;font-size:12px;color:var(--n700)}
.phone-from{display:flex;align-items:center;gap:10px}
.phone-from .brand-mark{width:38px;height:38px;border-radius:50%;font-size:16px}
.phone-from span{display:flex;flex-direction:column;line-height:1.25}
.phone-table{background:var(--bg);border-radius:20px;padding:14px 16px;display:grid;grid-template-columns:1fr auto;row-gap:8px;font-size:14px}
.phone-table span{color:var(--n700)}
.phone-actions{display:flex;gap:8px}
.phone-actions .btn{flex:1;padding:12px}
.approved{display:none;align-items:center;gap:10px;padding:14px;border-radius:20px;background:var(--g200);color:var(--g800);font-weight:600}
.phone.is-approved .approved{display:flex}
.phone.is-approved .phone-actions{display:none}

/* faq */
.faq{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr));gap:clamp(28px,5vw,64px);align-items:start;padding-top:clamp(56px,8vw,96px);padding-bottom:clamp(56px,8vw,96px)}
.faq-intro{display:flex;flex-direction:column;gap:14px}
.faq-list{grid-column:span 2;display:flex;flex-direction:column;gap:10px;min-width:0}
@media (max-width:760px){.faq-list{grid-column:auto}}
.faq-item{border-radius:28px;background:var(--n100);transition:background .25s}
.faq-item.is-open{background:var(--surface)}
.faq-q{all:unset;box-sizing:border-box;width:100%;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font:400 19px var(--font-h)}
.faq-q:focus-visible{outline:2px solid var(--accent);outline-offset:-2px;border-radius:28px}
.faq-plus{width:36px;height:36px;flex:none;border-radius:50%;display:grid;place-items:center;background:var(--bg);transition:transform .3s}
.faq-item.is-open .faq-plus{background:var(--accent);color:var(--bg);transform:rotate(45deg)}
.faq-a{display:none;padding:0 24px 22px;font-size:16px;color:var(--n800);max-width:44em}
.faq-item.is-open .faq-a{display:block}

/* fraud */
.fraud{display:flex;gap:20px;align-items:flex-start;flex-wrap:wrap;padding:26px 30px;border-radius:32px;background:var(--a100);border:2px dashed var(--a400)}
.fraud-icon{width:52px;height:52px;flex:none;border-radius:50%;background:var(--accent);color:var(--bg);display:grid;place-items:center}
.fraud div{flex:1;min-width:240px}
.fraud h3{font-size:22px;margin-bottom:6px}
.fraud p{font-size:15px;color:var(--a900);text-wrap:pretty}

/* cta */
.cta{padding:20px clamp(12px,2vw,24px) 40px}
.cta-box{max-width:1240px;margin:0 auto;position:relative;border-radius:48px;overflow:hidden;min-height:440px;display:flex;align-items:center}
.cta-box>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 30%}
.cta-card{position:relative;margin:clamp(18px,4vw,48px);padding:clamp(26px,4vw,44px);max-width:460px;background:var(--n100);border-radius:40px 40px 40px 8px;display:flex;flex-direction:column;gap:16px;box-shadow:var(--shadow-lg)}
.cta-card h2{font-size:clamp(34px,4.4vw,52px);line-height:1.02}
.cta-card h2 span{color:var(--accent)}
.cta-card .btn{align-self:flex-start;font-size:17px;padding:15px 26px}

/* footer */
.footer{padding-top:40px;padding-bottom:48px;display:flex;flex-direction:column;gap:32px}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,180px),1fr));gap:28px}
.footer-col{display:flex;flex-direction:column;gap:6px;font-size:14px}
.footer-col h4{font-size:17px;margin-bottom:4px}
.footer-legal{display:flex;flex-direction:column;gap:4px;font-size:12px;color:var(--n700);padding-top:20px;border-top:1px solid var(--divider)}

@media (max-width:760px){
  .nav{flex-wrap:nowrap}
  .nav-links{display:none}
  .nav-toggle{display:grid}
  .nav-actions .btn{white-space:nowrap}
  .nav-open .nav-links{display:flex;flex-direction:column;gap:2px;position:absolute;top:100%;left:12px;right:12px;padding:8px;border-radius:24px;background:var(--n100);box-shadow:var(--shadow-lg)}
  .nav-open .nav-links a{padding:14px 16px;border-radius:16px;font:400 18px var(--font-h)}
  .nav-open .nav-links a:hover{background:var(--surface);color:var(--text)}
  .hero{grid-template-columns:minmax(0,1fr);gap:14px;padding-top:4px;padding-bottom:20px;overflow-x:clip}
  .hero>*{min-width:0}
  .hero-media{order:-1;min-height:0}
  .hero-photo{height:150px;border-radius:170px 170px 28px 28px/120px 120px 28px 28px}
  .hero-photo img{object-position:58% 22%}
  .blob-sage{width:150px;height:150px;right:-40px;top:-14px}
  .blob-peach{display:none}
  .chip{display:none}
  .calc{max-width:none;border-radius:28px;padding:20px;gap:14px}
  .calc-head{padding-bottom:12px}
  .calc-row{flex-wrap:nowrap;gap:8px}
  .calc-row .muted{white-space:nowrap}
  .calc-q{font-size:16px}
  .presets{display:grid;grid-template-columns:repeat(4,1fr);gap:6px}
  .preset{padding:9px 4px;font-size:13px}
  .calc-note{font-size:12px;gap:6px}
  .calc-cta{font-size:18px;padding:14px 20px}
  .round-btn{width:44px;height:44px}
  .calc-value{font-size:40px}
  .calc-amount{gap:8px}
  .phone-table{grid-template-columns:auto auto;column-gap:12px}
  .phone-table strong{text-align:right}
  .faq-list{grid-column:auto}
}
@media (max-width:640px){
  .nav{gap:8px;flex-wrap:nowrap}
  .nav-actions{gap:6px}
  .nav-actions .btn{font-size:13px}
  .strip{padding:14px 18px}
  .strip ul{display:grid;grid-template-columns:1fr 1fr;justify-items:start}
  .brand{font-size:22px}
  .nav-actions .btn{padding:9px 14px}
  .strip ul{font-size:15px;gap:8px 14px}
  .why-photo{grid-row:auto;min-height:360px}
  .how-box,.repay-box,.cta-box{border-radius:32px}
  .req{grid-template-columns:1fr}
  .req-media{max-width:340px;margin:0 auto}
  .badge-circle{width:96px;height:96px}
  .badge-circle b{font-size:24px}
  .repay-box{grid-template-columns:1fr}
  .phone-wrap::before{width:240px;height:240px}
  .cta-box{min-height:520px;align-items:flex-end}
  .cta-box>img{object-position:62% 20%}
  .cta-card{margin:14px}
  .faq-q{font-size:17px;padding:18px 20px}
  .fraud{padding:22px}
  .review:nth-child(n){transform:none}
}

.skip-link{position:absolute;left:12px;top:-60px;z-index:50;padding:10px 16px;border-radius:999px;background:var(--accent);color:var(--bg);text-decoration:none}
.skip-link:focus{top:12px;color:var(--bg)}

@media (max-width:380px){
  .brand{font-size:20px;gap:8px}
  .brand .brand-mark{width:30px;height:30px;font-size:17px}
  .nav-actions .btn{padding:8px 11px}
  .nav-toggle{width:36px;height:36px}
  .calc-q{font-size:15px}
}